top of page

HOUSING

LOCAL HOUSING

MOUNTAIN SPRINGS VILLA RESIDENT OWNED COMMUNITY

WHO

  • Individuals and families looking for affordable manufactured-home housing in a resident-owned community.

  • The community is intended to provide affordable housing for low- to moderate-income individuals and families.

COST​

  • Varies.

  • Residents typically own their manufactured home and pay ongoing site fees. Contact Mountain Springs Villa for current home availability and site-fee information.

WHAT

  • Resident-owned community of manufactured homes.

  • Residents are members of the cooperative and participate in decisions regarding the community, including budgets, rules, and improvements.

  • The community has approximately 30 home sites.

  • Home availability changes. Contact the community for current information about homes or sites available for purchase or occupancy.

WHERE​

  • Mountain Springs Villa
    1 Coutts Avenue
    Red Lodge, MT 59068

  • Phone: 406-446-2266

WHEN​

  • Year-round.

  • Contact the community for current availability, application requirements, and office/contact hours.​

  • WEBSITE

​

RED LODGE APARTMENTS

WHO

  • Individuals and families seeking income-restricted or affordable rental housing.

  • Eligibility and rental assistance depend on household circumstances, program requirements, and availability.

COST​

  • Rent varies by unit and household circumstances.

  • Rental assistance may be available depending on eligibility and availability. Section 8 Housing Choice Vouchers are accepted.

WHAT

  • Affordable, income-restricted apartment community with 24 units.

  • Offers 1-, 2-, and 3-bedroom apartments.

  • On-site laundry facility.

WHERE​

  • 1120 S Edick Ave, #A6, Red Lodge, MT 59068

  • 406-446-3108

WHEN​

  • Monday–Wednesday: 1:00 PM–5:00 PM

  • Call ahead to confirm current office hours and apartment availability.

MOUNTAINVIEW APARTMENTS

WHO

  • Individuals and families who meet the property's income requirements for affordable housing.

  • Section 8 Housing Choice Vouchers are accepted. Applicants must complete the required Section 42 application and meet applicable income restrictions.

COST

  • Rent varies by unit and household eligibility.

  • Current advertised rents are approximately $725–$850 per month, but rent and availability can change. Contact Rainbow Property Management for current rates.

  • A $30 application fee is charged per adult applicant

  • Apply:
    Use the Section 42 application provided by Rainbow Property Management.

WHAT

  • 32-unit affordable housing community consisting of:

  • 16 one-bedroom apartments

  • 16 two-bedroom apartments

  • Apartments include refrigerators, ranges/stoves, and dishwashers. The property has on-site laundry facilities.

  • Water, sewer, and garbage are included. Residents are responsible for other utilities as applicable.

WHERE​

WHEN​

  • Monday–Friday: 8:30 AM–5:00 PM

  • Call Rainbow Property Management for current availability, income requirements, and application information.

  • Apply

​

FRONTIER APARTMENTS

WHO

  • Individuals and families who meet the property's income eligibility requirements.

  • The property is an income-based/income-restricted apartment community. Eligibility and rent are determined according to applicable program requirements.

COST

  • Rent is based on income and household eligibility.

  • Current listings show rents starting around $605 for some units, but the amount can vary. Contact the property for current rent, eligibility, and availability.

WHAT

  • 24-unit affordable apartment community.

  • All apartments are one-bedroom, one-bath units of approximately 576 square feet.

  • Community amenities include:

  • On-site laundry

  • Community room

  • Off-street parking

  • On-site leasing and maintenance

  • Carpeting

  • Refrigerator and electric range

  • Utility costs and which utilities are included should be confirmed with management.

WHERE​

  • Frontier Communities — Red Lodge
    1115 Adams Avenue South, #213
    Red Lodge, MT 59068

  • Phone: 406-855-4626

WHEN​

  • Tuesday: 8:00 AM–5:00 PM

  • Other days: By appointment

  • Call ahead to confirm current office hours and availability.

  • WEBSITE

STATE PROGRAMS 

HOUSING CHOICE VOUCHERS

WHO

  • Very low-income individuals and families who meet federal program eligibility requirements.

  • Eligibility is based on household income, household size, citizenship or eligible immigration status, and other program requirements.

  • The general federal income limit for initial Housing Choice Voucher eligibility is 50% of the area median income, although income limits vary by location and household size.

COST

  • None

WHAT

  • The Housing Choice Voucher (HCV) Program helps eligible low-income households afford rental housing in the private market.

  • HomeFront pays a portion of the approved rent directly to the participating landlord, while the household pays its required portion.

  • Participants must find a qualifying rental unit and have the landlord participate in the program.

  • HOW TO APPLY

  • Contact HomeFront for current waitlist status and application instructions. Applications and program information are also available through HomeFront.

WHERE​

  • HomeFront

  • 2415 1st Ave, Billings, MT 59101

  • 406-245-6391

WHEN​

  • Monday–Friday: 8:00 AM–4:00 PM

  • Waitlist openings and application procedures may change. Contact HomeFront for current information

  • WEBSITE

​

MONTANA BOARD OF HOUSING

WHO

  • Montanans seeking affordable housing, homeownership assistance, down payment assistance, rental assistance, or other housing programs.

  • Eligibility requirements vary by program, including income, household size, property, and other requirements.

  • Income limits are updated periodically and vary by county, household size, and program.

COST

  • Varies by program.

  • Some housing assistance programs have no application fee. Homeownership programs involve mortgage and other costs.

WHAT

  • The Montana Board of Housing provides and administers housing programs that support affordable homeownership and rental housing, including:

  • Homeownership and mortgage programs

  • Down payment assistance

  • Montana Veterans' Home Loan Program

  • Multifamily Loan Program

  • Housing tax credit programs

  • Rental assistance programs

  • Community housing programs

  • NeighborWorks Montana programs

  • Assistance for homebuyers with disabilities and accessibility needs

  • Current program availability, interest rates, income limits, and purchase-price limits vary by program.

WHERE​

  • Montana Board of Housing

  • 301 S Park Ave, Room 240, Helena, MT 59620

  • 406-841-2841

WHEN​

  • Monday–Friday: 8:00 AM–5:00 PM

  • Program application periods and deadlines vary.

  • WEBSITE

​

MONTANA FAIR HOUSING

WHO

  • Anyone who has questions or concerns about housing discrimination or fair housing rights.

  • Montana Fair Housing provides services related to housing discrimination and equal housing opportunities throughout Montana.

COST

  • None

WHAT

  • Montana Fair Housing is a private, full-service nonprofit organization dedicated to eliminating housing discrimination and promoting equal housing opportunities.

  • Services include:

  • Information about fair housing rights and responsibilities

  • Housing discrimination complaint assistance

  • Investigation of allegations of housing discrimination

  • Dispute resolution

  • Assistance with reasonable accommodations and modifications

  • Referrals and information

  • Fair housing presentations and workshops

  • Fair housing laws apply to housing-related practices including rental, advertising, sales, mortgage and lending, appraisal, insurance, and homeowners association practices.

WHERE​

  • Montana Fair Housing

  • 501 East Front St, Suite 533, Butte, MT 59701

  • 1-406-782-2573

  • Montana Relay: 711

  • Email

  • WEBSITE

​

THE HOME CENTER (HRDC 7)

WHO

  • Services are available to the entire community and are not income-based.

  • Homebuyers, renters, homeowners, and individuals seeking help with budgeting, credit, or financial goals may use The Home Center's services.

COST​

  • Varies by service.

  • Some counseling and educational services are available at no cost. Homebuyer education classes and online courses may have fees.

WHAT

  • Housing counseling

  • Homebuyer education

  • Financial literacy and money management

  • Budget and credit counseling

  • Rental information and counseling

  • Pre-purchase counseling

  • Foreclosure prevention and other housing counseling services

WHERE​

  • 7 North 31st Street
    Billings, MT 59101

  • Phone: 406-247-4732

WHEN​

  • Monday–Wednesday: 1:00 PM–5:00 PM

  • Call ahead to confirm current office hours and apartment availability.

  • Email

  • WEBSITE

FEDERAL PROGRAMS

US DEPARTMENT OF HOUSING & URBAN DEVELOPMENT

WHO

  • Anyone in need of safe, secure, and affordable housing.

WHAT

  • Public Housing Agency.

  • Home Investment Partnership Income HOME.

  • Low Income Housing Tax Credit.

WHERE​

  • 901 Front St, Suite 1300, Helena, MT 59626

  • 406-449-5050

  • Website

WHEN

  • Monday - Friday 8am-4:30pm​

US DEPARTMENT OF AGRICULTURE

WHO

  • Individuals and families seeking affordable homeownership, home repair, or rental housing opportunities in eligible rural areas.

  • Eligibility varies by program and may depend on household income, household size, property location, age, and other requirements.

COST​

  • Varies by program.

WHAT

  • USDA Rural Development provides housing assistance and financing programs for eligible rural residents.

  • SINGLE FAMILY HOUSING DIRECT HOME LOANS

  • Provides loans to low- and very-low-income applicants to purchase or build homes in eligible rural areas. Payment assistance may reduce the monthly mortgage payment for eligible borrowers.

  • SINGLE FAMILY HOUSING GUARANTEED LOAN PROGRAM

  • Helps approved lenders provide financing to low- and moderate-income households purchasing, building, rehabilitating, improving, or relocating a home in an eligible rural area.

  • Eligible applicants may qualify for 100% financing. Applicants generally may not exceed 115% of the area median household income.

  • SINGLE FAMILY HOUSING REPAIR LOANS AND GRANTS

  • Also known as the Section 504 Home Repair Program.

  • Provides loans to low- and very-low-income homeowners to repair, improve, or modernize their homes. Grants are available to eligible homeowners age 62 or older to remove health and safety hazards.

  • Current maximum assistance is $40,000 in loans and $10,000 in grants, with loans and grants potentially combined for up to $50,000.

  • MULTIFAMILY HOUSING

  • USDA provides financing and rental assistance for eligible multifamily housing in rural communities. Rental assistance may help eligible low-income households, elderly residents, and people with disabilities afford rent.

WHERE​

  • USDA Rural Development
    Billings Area Office
    1400 S. 24th Street West, Suite 8
    Billings, MT 59102

  • Phone: 406-657-6297

WHEN​

  • Program applications are accepted year-round, subject to program requirements, funding, and availability.

  • Contact the Billings Area Office for current application information and office hours.

  • WEBSITE

UNITED STATES DEPARTMENT OF HOUSING & URBAN DEVELOPMENT

WHO

  • Individuals, families, homeowners, renters, housing providers, and communities seeking information or assistance related to affordable housing and HUD programs.

  • Eligibility varies by program. HUD does not directly provide every housing service; many programs are administered through local housing authorities, state agencies, nonprofit organizations, and other partners.

COST

  • Generally none to contact HUD or obtain information about HUD programs.

  • Individual programs may have their own costs or eligibility requirements.

WHAT

  • HUD works to increase access to safe, decent, and affordable housing and administers and funds a variety of housing programs, including:

  • Public Housing

  • Housing Choice Vouchers (Section 8)

  • HOME Investment Partnerships Program

  • Low-Income Housing Tax Credit (LIHTC)

  • FHA homeownership and mortgage programs

  • Housing counseling

  • Fair housing and housing discrimination assistance

  • Homelessness assistance

  • Housing programs for people with disabilities and other special populations

  • For rental assistance and public housing, applications are generally handled by local Public Housing Agencies (PHAs), not directly by the HUD field office.

WHERE​

  • U.S. Department of Housing & Urban Development
    Helena Field Office
    901 Front Street, Suite 1300
    Helena, MT 59626

  • Phone: 406-449-5050

  • TTY: 711

WHEN​

  • Call ahead to confirm current office hours and whether an appointment is required.

  • WEBSITE

​

Carbon County Connect Coordinator Contact Information 

connect@rlacf.org

(406) 446-2820

​

All businesses and services listed are independently owned and operated. The Red Lodge Area Community Foundation does not endorse or guarantee any services provided and cannot be held liable for any claims/damages that may arise from services rendered or from agreements between the client and professional.

bottom of page